Timeline for health care reform
By Claes Bell * Bankrate.com

After the tumultuous debate over health care reform ended, many Americans were surprised to find that key parts of the law won’t take effect until years into the future.

In fact, many of the sweeping changes — an end to insurance companies withholding coverage for those with pre-existing conditions, government-regulated insurance marketplaces and the individual requirement to buy coverage — don’t take place until 2014.

Some measures, such as closing the infamous Medicare Part D “doughnut hole” in prescription drug coverage, will come even later.

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